Many Brazilians move to the United States in search of new challenges, opportunities and a better quality of life. Being the easiest path in the short term, many end up needing to live on rent, but as time goes by, the desire to have their own place only increases.
I, Marcio Pinheiro, am a great alternative to change this scenario, because thanks to the ties I established with numerous American banks, I am able to intermediate your real estate financing with rates and conditions that are part of your reality.
But before making that decision with your family, it's good to know what awaits you on the other side, who has a home of their own. That's why today I brought 03 things you should know before owning your own home!
1 – Know the purchase process
Knowing the process of buying a property and familiarizing yourself with the steps to purchase a house or apartment is essential for those who want to buy safely and avoid inconvenience.
In this case, it is necessary not only to understand how the business procedures work, but also to know all the bureaucracy necessary to close the purchase.
It may sound scary talking like that, but don't worry, I will be present throughout the entire negotiation process. My goal, in addition to fulfilling your dream of home ownership, is to make it a good experience from start to finish.
2 – Set your priorities
When looking for a property to buy, it is important that you keep in mind exactly what your needs and desires are in relation to your future home. In which neighborhood to look? What is the ideal footage for my needs? What features should the property have? All these questions must be answered before you set out to find your first property. After all, with the priorities properly defined, it will be much easier to choose the ideal house or apartment for you and your family. At this point, it is worth sitting down with everyone involved, in order to identify the characteristics that your first property should have, respecting the needs and priorities of each of the future residents of the house or apartment. Of course, it is very important to know how to balance desire and reality, so that you reach a common denominator and you are really satisfied with the acquisition. Make this moment a special event, after all, the acquisition of the first property is something to be celebrated always!
3 – Pay attention to the budget
The personal or family budget deserves extra attention when it comes to buying a property. This is because it is essential to have adequate financial planning and a budget compatible with the objective of owning a home.
Therefore, when buying your first property, do not go overboard: look for what suits your budget and your financial planning, especially when the acquisition is carried out through financing.
Remember that, when buying your home financed, you will commit to pay a portion of this purchase for many, many years. And it is precisely because of this situation that you must make a decision based on your financial possibilities.
After all, the purchase of your own property should be a moment of joy, celebration and happiness and not a decision taken rashly and without caution, which can bring you burden and difficulties throughout your life.
That said, get in touch with me right now, as I can help you make your dream of your own home in the United States come true!